2) HSBC Visa Platinum Card
The next card which is recommend is HSBC Visa Platinum card which doesn’t really have a joining fee or an annual fee. It is recommended for whose who are high on spends and love to watch movies and don’t really wish to pay an upfront yearly joining fees.
- No Joining Fee & No Annual Fee
- High on rewards
- 10% cashback on all spends during the first 90 days from the date of card issuance, subject to a minimum spend of 10,000 and a maximum cashback of 2,000.
- 2,000 Cleartrip voucher on your first transaction. Up to 1,200 savings on booking domestic flights on Cleartrip
Fee Details for HSBC Visa Platinum Card:
- 1st Year – ₹0. Lifetime free
- 2nd Year Onwards – ₹0. Lifetime free
- APR – 39.6% per annum
Rewards for HSBC Visa Platinum Card and Additional Benefits:
- 6 points/ 150 spent
- 10 points/ 150 spent
- 2 points/ 150 spent on others
- Get 3X rewards on spends on dining, hotels and telecom categories for 12 months
- Get 5X rewards on spends over 4,00,000 in a year for up to maximum reward points of 15,000 in a year
- Entertainment – BookMyShow voucher worth 500 on spends of 50,000 or more in a calendar month
- Entertainment – Buy 1 movie ticket and get another free on BookMyShow once every month. Applicable on Saturdays only.
- Dining – Up to 15% discount at 700+ restaurants across major cities