- Free movies at PVR?
- Gifting yourself at iPhone with reward points? Free access to the airport lounge and the sumptuous buffet?
- Insurance and baggage claim coverage…
- Cash-back rewards on online shopping and grocery shopping?
- Priority check-in at airport queue..and more??
Okie, the perks are endless. I’ve been using credit cards for almost a decade and I suggest one should have 3 credit cards to make the maximum savings per year. In this article, I’ll tell you how you can save almost INR 50,000 to INR 75,000 using credit cards and also win free concert tickets to Sunburn, free membership to Cult fitness and much more. So, go ahead, take a sip of coffee, sit back and read this out of experience article.
1) HDFC Bank Diners Club Black Card: INR 10,000 Yearly
- Exclusive access to premium experiences and the world’s best lifestyle benefits Complimentary annual memberships – Club Marriott, MakeMyTrip, Double Black, Zomato Gold, Amazon Prime, Forbes & Times Prime
- Unlimited complimentary access to lounges across the globe for primary and add-on cardholders
- 6 complimentary golf games per quarter across the world’s finest golf courses
- Redeem reward points for airlines tickets and hotels on HDFC Bank SmartBUY
Rewards for HDFC Bank Diners Club Black Card and Additional Benefits:
- 5 points/ 500 on retail spends 10X points on spends at select partners 1 point = Re. 1 worth travel voucher.
- Air accident insurance cover worth 2 crores and medical emergency insurance cover of up to 50 lakhs
- Travel insurance cover of 55,000 for baggage delay or loss
Recommended for Regular and Business Travelers
You would essentially be getting the annual fee waived because of the frequent travels. Enjoy the sumptuous buffets on lounge which are price at INR 899- INR 1,199 on domestic travels and international travels too. Zomato gold membership lets me save more than 10,000 a year. The Double Black program offers you 5 domestic flights and hotel book cancellation charge waived off.. What more, right? 1st Year – ₹10,000. Waived if annual spends > 1 lakh within 90 days of card setup/EasyEMI/SmartPay
Net Savings: Over 65,000
For a frequent traveler like me, this card lets me save as much as INR 50,000 a year. (Redeem points: INR 5000; Lounge: INR 20,000; Cancelations waived: INR 15,000; Zomato Gold: INR 25,000 plus insurance coverage.